But it’s so easy it may feel like magic

From busted pipes to broken bones, a personal loan can help you afford all of life’s big — and occasionally expensive — moments.

Here are a few reasons we like personal loans:

	Lots of flexibility You can use personal loans to pay for almost anything: home improvement projects, medical expenses, debt consolidation, weddings, college tuition, car repair. Seriously, there aren’t many limitations.

Fast money Like, real fast: Personal loan approval times are much faster than most other loans. You can get money in your bank account in as little as 24 hours after you apply!

	No collateral required Personal loans don’t require any collateral. None of your property is on the line.

Short terms Loan terms are short, from three to six years typically. You can pay them off faster than most other loans (and maybe give your credit score a nice boost at the same time).

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